Terms and Conditions

The contents of this website are for your general information and use only and are not intended to address your particular requirements. The contents do not constitute advice, recommendation, representation, endorsement or arrangement by The Purchase to Pay Network (PPN) (formerly trading as APN) and are not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) www.p2pnetwork.org/ are your sole risk and responsibility. Purchase to Pay Network (PPN) is not authorised by the Financial Services Authority to provide investment advice or carry on any other regulated investment activities.

We have updated our Privacy Policy to comply with the General Data Protection Regulation (GDPR). The revised Privacy Policy includes additional detail such as how we process data to provide you with services that meet your needs and offer you a more personalised experience.  We haven't changed the way we use or keep your information safe.

Depending on the activity you undertake with PPN, such as events and webinars or research, amongst others, we will share your personal business information with a number of our trusted third parties, including partners and sponsors of PPN.

By accessing any part of this Website you acknowledge that you have read, understood, and agreed to be bound by the following terms and conditions. We may change or update the information on this Website (including these terms and conditions) at any time without notice.

The information and opinions contained within the Website are provided only by way of information, without any guarantee nor liability on the part of The Purchase to Pay Network Ltd. The information provided in the pages of the web site is not intended to provide specific financial, tax, legal or accounting advice.  If you intend to act on any information supplied you should consult first with a suitably qualified professional adviser.

While every reasonable effort is made to ensure that the information provided on this Website (other than that accessed by link to other sites) is accurate at the time of posting, no representation or warranty, express or implied, is made by PPN, as to the accuracy, timeliness, completeness, validity or currency of the information provided on this Website (the "Information"), and PPN and the contributors to the Website assume no responsibility to you or any third party for the consequences of any errors or omissions. No reliance may be placed for any purpose whatsoever on the Information or any opinions contained in this Website, or on the completeness, accuracy or fairness of such information and/or opinions contained. To the maximum extent permitted by law, neither PPN nor any contributor to the Website shall be liable for any loss or damage including, without limitation, indirect or consequential loss or damage whatsoever or howsoever arising from any use of this Website or the Information.

The opinions of individual authors are not necessarily those of Purchase to Pay Network (PPN). You take sole responsibility for the use made of any items or information contained within the Website. 

The information provided in the pages of this Website is for informational purposes only. Although we believe this information to be correct, and attempt to keep the information in the pages of this Website current, we do not warrant the accuracy or completeness of any information in these pages. Any comparative information in this web site may not include all products and services on the market.

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this web site may constitute trade names, trade marks or service marks of PPN, contributors to the website and their clients, the use of which may have been licensed to them. The display of trade marks on pages at this web site does not imply that a license of any kind has been granted to anyone else. Any unauthorized downloading, re- transmission, or other copying or modification of trade marks and/or the contents herein may be a violation of international trade mark and/or copyright law and could subject the copier to legal action. 

Copyright in all material available on this Website remains at all times with PPN or with contributors to the Website which have licensed their material to PPN. You may download or print the Information as necessary, incidental acts during your viewing of it and for your personal use. All other use is strictly prohibited. You may not publicly display any Information or link to the Website from another web page without our written express permission.
Links to web sites outside this web site are meant for convenience only. No endorsement of any third party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to this web site. As the content of linked sites is not controlled by us we have no responsibility for availability, content or accuracy of any linked sites and you link to them at your own risk. By using this Website you agree to hold harmless and indemnify PPN, trading as Accounts Payable News and its directors, officers, employees and agents and the contributors to the Website or any of them against any claim or demand for damages or costs or any loss of any kind arriving out of your access to or use of this Website otherwise than in accordance with these terms and conditions.

These terms and conditions shall be governed and interpreted in accordance with the laws of England and Wales. The English Courts shall have exclusive jurisdiction over any dispute arising out of your use of this Website.

Webinars

 Please note that by registering for a webinar that is supported by a 3rd party, you may be contacted by them. You are able to tell us if you would like to set your preferences so that you are not contacted.

P2P Summit and other PPN events:

Cancellations must be received in writing or by emailing This email address is being protected from spambots. You need JavaScript enabled to view it. more than 14 days before the conference is to be held in order to obtain a full credit for any future event. Cancellations received 14 days or less prior to the event will not be credited.

If you cancel at any time after registering and before payment has been made you will be charged a cancellation fee of £100. In the event that PPN cancels an event, payments received at the cancellation date will be credited towards attendance at a future or postponed date. Credit notes remain valid for twelve months. PPN reserves the right postpone or cancel an event, to change the location of an event or to alter the advertised speakers for an event.

PPN is not responsible for any loss or damage as a result of substitution, alteration, postponement, or cancellation of an event due to causes beyond its control including without limitation, acts of God or public enemies, civil war, insurrection or riot, fire, flood, explosion, pandemic or public health related event, earthquake, sabotage, accident, change of law, strike, labour trouble or work interruption, terrorism or any cause beyond its reasonable control ("Force Majeure Event").

The use of chat functions in online events - for eg, but not restricted to,  virtual masterclasses, webinars, Zoom/Teams/YouTube interviews or similar must comply to strict standards. Those using the function must avoid language which could be deemed racist, abusive, sexist or otherwise derogatory to an individual or group of individuals or business. PPN reserves the right to remove comments deemed in breach, without prior warning. Those found in breach of the guidelines may find themselves and the comments removed from the Network. Individuals concerned have the right of reply via This email address is being protected from spambots. You need JavaScript enabled to view it.