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Reader Information & Privacy Policy

The contents of this website are for your general information and use only and are not intended to address your particular requirements. The contents do not constitute advice, recommendation, representation, endorsement or arrangement by Accounts Payable News Ltd ( and also trading as APN Purchase to Pay Today), and are not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) Accounts Payable News are your sole risk and responsibility. Accounts Payable News Limited (APN) is not authorised by the Financial Services Authority to provide investment advice or carry on any other regulated investment activities.

By accessing any part of this Website you acknowledge that you have read, understood, and agreed to be bound by the following terms and conditions. We may change or update the information on this Website (including these terms and conditions) at any time without notice.

The information and opinions contained within the Website are provided only by way of information, without any guarantee nor liability on the part of Accounts Payable News Ltd (APN). The information provided in the pages of the web site is not intended to provide specific financial, tax, legal or accounting advice.  If you intend to act on any information supplied you should consult first with a suitably qualified professional adviser.

While every reasonable effort is made to ensure that the information provided on this Website (other than that accessed by link to other sites) is accurate at the time of posting, no representation or warranty, express or implied, is made by APN, as to the accuracy, timeliness, completeness, validity or currency of the information provided on this Website (the "Information"), and APN and the contributors to the Website assume no responsibility to you or any third party for the consequences of any errors or omissions. No reliance may be placed for any purpose whatsoever on the Information or any opinions contained in this Website, or on the completeness, accuracy or fairness of such information and/or opinions contained. To the maximum extent permitted by law, neither APN nor any contributor to the Website shall be liable for any loss or damage including, without limitation, indirect or consequential loss or damage whatsoever or howsoever arising from any use of this Website or the Information.

The opinions of individual authors are not necessarily those of Accounts Payable News Ltd. You take sole responsibility for the use made of any items or information contained within the Website.
The information provided in the pages of this Website is for informational purposes only. Although we believe this information to be correct, and attempt to keep the information in the pages of this Website current, we do not warrant the accuracy or completeness of any information in these pages. Any comparative information in this web site may not include all products and services on the market.

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this web site may constitute trade names, trade marks or service marks of APN, contributors to the website and their clients, the use of which may have been licensed to them. The display of trade marks on pages at this web site does not imply that a license of any kind has been granted to anyone else. Any unauthorized downloading, re- transmission, or other copying or modification of trade marks and/or the contents herein may be a violation of international trade mark and/or copyright law and could subject the copier to legal action.

Copyright in all material available on this Website remains at all times with APN or with contributors to the Website which have licensed their material to APN. You may download or print the Information as necessary, incidental acts during your viewing of it and for your personal use. All other use is strictly prohibited. You may not publicly display any Information or link to the Website from another web page without our written express permission.

Links to web sites outside this web site are meant for convenience only. No endorsement of any third party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to this web site. As the content of linked sites is not controlled by us we have no responsibility for availability, content or accuracy of any linked sites and you link to them at your own risk.

By using this Website you agree to hold harmless and indemnify Accounts Payable News and its directors, officers, employees and agents and the contributors to the Website or any of them against any claim or demand for damages or costs or any loss of any kind arriving out of your access to or use of this Website otherwise than in accordance with these terms and conditions.
These terms and conditions shall be governed and interpreted in accordance with the laws of England and Wales. The English Courts shall have exclusive jurisdiction over any dispute arising out of your use of this Website.

Privacy Statement 

Accounts Payable News takes the privacy of its users seriously. We are committed to protecting the privacy of our users and clients in accordance with worldwide practices for customer privacy and data protection. Accounts Payable News will not disclose your personal data to any third parties without your approval or as required by law. We collect personal information from you through the use of enquiry and registration forms and every time you e-mail us your details. We also collect information automatically about your visit to our site. The information obtained in this way, which includes browsing patterns, is only used in aggregate form. We use your IP address to help diagnose problems with our server, and to administer our web site. We use customer contact information from the registration form to contact the member when necessary and to provide regular information on Accounts Payable News. Users may opt-out of receiving mailings.

Use of personal information

We process personal information collected via AccountsPayablenews.org for the purposes of:

  • providing personalised service
  • providing you with information about products and services we offer
  • conducting market research surveys

Use of cookies

We use "cookies" to identify you when you visit AccountsPayablenews.org, and to build up a demographic profile. A cookie is a small piece of information sent by a web server to a web browser, which enables the server to collect information back from the browser. If you are uncomfortable with cookie technology, you have the option of setting your browser to reject cookies.


You may receive periodic email newsletters from us. These newsletters contain information on new features and facilities of note at the web site. Our site provides users the opportunity to opt-out of receiving communications from us directly.

Internet-based transfers

Given that the Internet is a global environment, using the Internet to collect and process personal data necessarily involves the transmission of data on an international basis. Therefore, by browsing the accountspayablenews.org site and communicating electronically with us you acknowledge and agree to our processing of personal data in this way.

The Privacy Policy Statement does not apply to Third Party Sites.

In accordance with our responsibilities under the 1998 Data Protection Act you should be aware that the personal information you choose to provide will not be passed to any person or organisation outside Accounts Payable News Ltd. It will be taken that, in providing the information you agree to the use of your personal details to that extent.

Contacting Accounts Payable News

If you have any questions about this privacy statement, or the practices of this site, please contact us at This email address is being protected from spambots. You need JavaScript enabled to view it.

40 Caversham Road,



  • Privacy Policy

    Privacy Policy


    This is the Privacy Policy for The Purchase to Pay Network (Accounts Payable News Ltd) (“PPN”, “We”, “our”, “us”). This Policy explains how and why we collect and use personal information, and what we do to ensure it is kept private and secure.

    This Policy sets out the following:

    • About shared services forum (and how to contact us)
    • What information we collect
    • Our website and cookies
    • Communications
    • Keeping your information safe
    • Storage
    • International transfers
    • Your rights
    • Updates to this policy

    We are The Purchase to Pay Network Limited, a company registered in England and Wales (registration no.06751637 ). Our registered address is 40 Caversham Road, Reading, RG1 7EB.

    For the purposes of data protection law (including the General Data Protection Regulation), we will be a controller of the personal information we hold about you. This means we make decisions about how and why your information is used, and have a legal duty to make sure that your rights are protected.

    If you have any questions about our Privacy Policy, please contact us by writing to us at our registered address given above; emailing This email address is being protected from spambots. You need JavaScript enabled to view it.; or telephoning us on 01344 989 240.

    In order to operate our business and provide our services, we need to use personal information about actual and prospective PPN members, as well as their employees. The Network is based on the ability to connect members and PPN readers to one another so that they can share knowledge and gain insight. This would simply not be possible without using personal information.

    The personal information we may collect include your name, position within your company, corporate e-mail address, direct dial and mobile phone number.

    If you attend one of our events, we may take photographs or films of you for promotional purposes. These images may be shared with other PPN members and prospective members. They may also be published in PPN's social media accounts. If you do not wish to be filmed, please tell our cameraman on the day.

    How we use your information
    We will only use your information with your consent, or because we need to do so in order to:

    • enter into, or perform, a contract with you;
    • comply with a legal duty;
    • for our own (or a third party’s) lawful interests, provided your rights don’t override these; or
    • to protect your vital interests.
    About Purchase to Pay Network (and how to contact us)

    1 What information we collect
    2 Our website & cookies
    3 Communications
    4 Keeping your information safe
    5 Storage
    6 International Transfers
    7 Your rights
    8 Updates to this policy

    In any event, your information will only be used for the purpose(s) we collected it for (or else for a closely related purpose, such as record keeping).

    Sharing information
    We will never sell or trade your personal information. If your organisation becomes a member or reader of PPN, we may make your name and e-mail address visible to other members. However, your personal details will never be shared outside of PPN and our published partners.

    We also will share the personal information of those individuals who attend our events, but only in order to confirm their attendance and cater for any dietary requirements they might have. All our suppliers/sponsors/partners will only be allowed to use the information for a specific purpose and it will be their duty to ensure that the information is protected.

    Sensitive information
    We do not normally collect or process sensitive personal information about our members and readers or their employees, (such as information about someone’s health or beliefs). In the unlikely event that we do (for example, if an accident occurs at one of our events), we’ll ensure that this information is kept private and secure.

    We don’t collect or process personal information about visitors to our website (www.p2pnetwork.org) unless they choose to provide information (such as when signing up to our newsletter).

    We may collect non-personal information about visitors to our website as this helps us optimise and improve it. This information might include your internet protocol address, the browser being used to connect to our website, the device (e.g. its operating system) and the connection type (e.g. the Internet service provider used). However, none of this information will directly identify you. 

    Our website may use “cookies” to enhance your experience. Web browsers place cookies on hard drives for record-keeping purposes and sometimes to track information (such as repeat visits). You can choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. However, if you refuse to allow cookies, this may interfere with your ability to use the website.

    We use Google Analytics to collect information about visitor behaviour. Google Analytics stores information about what pages you visit, how long you browse, how you got here and what you click on. This Analytics data is collected via a JavaScript tag on each page of our website and is not tied to your personal information. It cannot be used to identify who you are. You can find out more about Google’s position on privacy as regards its analytics service at www.google.co.uk/intl/en-GB/policies/privacy/.

    We also use sharing buttons in order to make it easier for you to share our content to your social media pages. These buttons are third-party cookies which are placed onto your machine when you visit our website. The social networks which place such cookies are Facebook, Twitter, LinkedIn and Google Plus. Even without you clicking on the relevant sharing button, these sites are aware that you have visited our website, and may use this information when building their profile of you, and deciding what advertisements you might like to see. You should check the respective policies of each of these social networks to see how exactly they use your information.

    This process does not involve us collecting or storing any of your personal information.

    You can opt-out of Google's use of cookies by visiting Google's Ads Settings. Alternatively, you can-opt out of Google and third-party cookies by visiting the Network Advertising Initiative opt-out page, though this will not necessarily mean that your activities online are never tracked.

    Hyperlinks to other sites
    Our website may contain hyperlinks to third-parties. We are not responsible for the content or functionality of any of their websites.  If an external website requests personal information from you (e.g. in connection with an order for goods or services), the information you provide will not be covered by this Policy. We suggest you read the privacy policy of the relevant website before giving them any personal information. 

    If your organisation becomes a member or regular reader of PPN, we may contact you by email, telephone or post with information about upcoming events, news about PPN's other activities, or to notify you of changes to our terms of membership or this Policy.

    Email marketing
    We will only contact an individual personally with email marketing communications if that individual (or the organisation they represent) is an existing PPN member or reader, or if they have asked to receive marketing or enquired about a particular service.   

    Changing your preferences or unsubscribing
    You can change how you hear from us or unsubscribe from marketing at any time. If your organisation is a member of PPN, You can do this by clicking the “unsubscribe” link on any of our emails. If you are not an PPN member or reader, you can also unsubscribe by clicking the “unsubscribe” link on any of our emails, or by contacting us using the details given in section 1 above. You can also contact us using these details if you wish to complain about a marketing communication you have received in error.

    We employ a variety of physical and technical measures to keep your personal information safe and to prevent unauthorised access to, or use or disclosure of it. Electronic data and databases are stored on secure computer systems and we control who has access to them (using both physical and electronic means). Our staff receive data protection training and we have a set of detailed data protection procedures which they are required to follow when handling personal information.

    We cannot absolutely guarantee the security of the internet, external networks, or your own device, accordingly any online communications (e.g. information provided by email or through our website) are at your own risk.

    We only store personal information as long as it is required for the purpose(s) we collected it for (or for a related compatible purpose, such as keeping a record of an organisation’s membership and past activity). We regularly review the data we have and delete that which is no longer necessary. In certain situations you have the right to request that data about you be deleted (the right to be forgotten), please see section 8 for further details.

    If you believe that any information we are holding about you is incorrect or incomplete, please contact us using the details set out in section 1.

    Except as set out below, we normally only store personal information within the European Economic Area (EEA). If one of our subcontractors (such as a payment processor) needs to transfer it outside of the EEA then we will take steps to make sure adequate levels of privacy protection, in line with UK data protection law, are in place. These safeguards will usually be contractual and/or the result of a European Union decision which allows the transfer (for example, a US organisation which is certified under the EU-US Privacy Shield framework).

    We use ConstantContact, a customer relationship management system based in the USA, to manage and send email communications. This may mean your information has been transferred to the USA. However, ConstantContact is certified under the EU-US Privacy Shield Scheme, meaning it has taken steps to ensure your information is adequately protected. 

    We want you to remain in control of your personal information. Part of this is making sure you understand your legal rights, which are as follows:

    • where your personal information is processed on the basis of consent, the right to withdraw that consent;
    • the right to confirmation as to whether or not we are holding any of your personal information and, if we are, to obtain a copy of it;
    • from 25 May 2018, the right to have certain information provided to you in a portable electronic format (where technically feasible);
    • the right to have inaccurate information rectified;
    • the right to object to your information being used for marketing or profiling, or on the basis of our or a third party’s legitimate interests;
    • the right to restrict how your information is used; and
    • the right to be forgotten, which allows you to have your information erased in certain circumstances (though this is not an absolute right and may not apply if we need to continue using it for a lawful reason).
    If you would like further information about any of your rights or wish to exercise them, please contact us by contacting us using the details given in section 1.

    Please keep in mind that there are exceptions to the rights above and, though we will always try to respond to your satisfaction, there may be situations where we are unable to do so (for example, because the information no longer exists or there is an exception which applies to your request).

    If you are not happy with our response, or you believe that your data protection or privacy rights have been infringed, you should contact the UK Information Commissioner's Office, which oversees data protection compliance in the UK. Details of how to do this can be found at www.ico.org.uk.

    Updates to this policy
    We may update this Policy at any time. When we do, we will post a notification on the main page of our website and revise the updated date at the bottom of this page. We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we hold. 

    This policy was last updated in May 2018

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